Monthly Archives: April 2018

Challenging Ourselves…

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Drummond Laurie Chartered AccountantsWe love a challenge at Drummond Laurie, especially when we can support our community or charity and so this weekend will be a busy one.

On Saturday Mary, Tracy and the three Gillians, together with three friends are cycling from Callander to Balquidder for Strathcarron Hospice and on Sunday Chris and his wife Gemma are doing the Kiltwalk supporting the Glasgow Childrens Hospital.

Together the two teams have raised nearly £3000 and there’s still time to support them, you can donate online,  Strathcarron Cycle Challenge or Kiltwalk

Good luck to you all, we look forward to the pictures next week.

 

 

 

 

 

Avoid & Report Internet Scams

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Sensible words of warning from GOV.UK & HMRC this week.

Don’t give out private information (such as bank details or passwords), reply to text messages, download attachments or click on any links in emails if you’re not sure they’re genuine.

Misleading websites, emails & phone numbers

Some websites, emails or phone numbers can look like they’re part of an official government service or that they provide more help than they actually do.

This might mean you pay for services that you could get cheaper or for free if you used the official government service.  Search on gov.uk to find official government services and phone numbers – for example if you want to apply for a driving licence or a European Health Insurance Card (EHIC).

You can report a misleading website, email or phone number to Action Fraud or Google (if it appears as an advert in their search results).

HMRC phishing emails, texts and tax scams

HM Revenue and Customs (HMRC) will never use texts or emails to:

  • tell you about a tax rebate or penalty
  • ask for personal or payment information

Check HMRC’s guidance on recognising scams if you’re not sure.

Forward suspicious text messages to 60599. Text messages will be charged at your network rate.

Forward suspicious emails to HMRC phishing@hmrc.gsi.gov.uk

Report a disclosure of personal details to HMRC

Email the HMRC security.custcon@hmrc.gsi.gov.uk if you think you’ve given any personal information in reply to a suspicious email or text.

Include brief details of what you disclosed (for example name, address, HMRC User ID, password) but don’t give your personal details in the email.

We’re happy to help, if we can, speak to your usual contact at Drummond Laurie.

 

 

 

 

 

 

 

Just in Time…

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Drummond Laurie Chartered Accountants Last Friday was a busy day for Margaret in the office before she went off on her maternity leave and we think she was hoping for a chance to put her feet up for a couple of weeks but her bump had other ideas! On Easter Sunday Mummy and Daddy welcomed the arrival of a beautiful a baby boy, Owen David John Brownlee who weighed in at 6lbs10oz.

What a beautiful a baby, congratulations Margaret & Neil.

Important Auto Enrolment Update

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Drummond Laurie Chartered AccountantsOn 6 April 2018, by law, the minimum amount employers have to pay into workplace pensions goes up to 2% of qualifying earnings, while staff will now contribute 3% – making a combined total minimum contribution of 5%.

Automatic enrolment has so far put more than nine million workers into workplace pension schemes.

All of these people are now on the road to saving for a better retirement, but it’s only the start.
Now that they’re saving for their future, the next step in automatic enrolment is for the amount staff pay into their pensions to increase, helping them to gradually adjust to saving money for their pension pot. Employers pay more in too, growing it even further. In fact, if they want to, employers can contribute more than the minimum amount they’re required to, meaning staff don’t need to pay in quite as much – as long as the total contribution is still at least 5%.

Employers should contact their pension provider and payroll team to check that arrangements are in place to pay in these new amounts from 6 April. We recommend that they write to staff to let them know about the increase in contributions,The Pensions Regulator has letter templates available to help.

Minimum contributions will increase again on 6 April 2019, to 3% for the employer and 5% for staff, making a combined total minimum amount of 8% of qualifying earnings. Rates will then stay at this level, unless the government makes changes to automatic enrolment in the future.

For more information on our Auto Enrolment service or any other services we offer please email Gillian.niven@drummondlaurie.co.ukor call Gillian on 01324 441280

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